Statement of Financial Affairs

Form 107 — Answer all questions. Expand “Yes” answers to provide details.
Form 107 Mapping Review 14/28 answered
Q# Official Form 107 Question Answer Details Status
Q1 Were you married or in a domestic partnership during the last 8 years? No Single — never married OK
Q2 Within 2 years before you filed, did you earn income from employment, operating ... Yes Illinois Secretary of State, $7,962 (2026 YTD, 2 months); Il... OK
⚠ Must also trigger Q27 if business is active  |  ⚠ Use actual YTD from paystubs not monthly estimate x months
Q3 List any other income received during the last 2 calendar years and YTD not list... Yes James L Mays household contributions, $2,290/month ($27,480/... OK
⚠ Includes benefits, rental, interest, dividends, etc.
Q4 Within 90 days before you filed, did you make any payment on a debt totaling mor... Yes American Eagle Bank, $697.00, 12/24/2025; NSM DBAMR / Cooper... OK
⚠ Regular monthly payments on secured debts may apply  |  ⚠ Include EFT and cashier's check payments
Q5 Within 1 year before you filed, did you make any payment on a debt to or for the... -- -- Missing
⚠ Need amounts, dates, creditor name, and insider relationship  |  ⚠ Insiders include relatives, business partners, corporations debtor controls
Q6 Were you a party to any lawsuit, court action, or administrative proceeding with... Yes 18 SC 3498 — Cavalry SPV I, LLC v. Margretz, Circuit Court o... OK
⚠ KEY MISMATCH: intake key says q5 but this is Form 107 Q6  |  ⚠ Include garnishments, executions, attachments
Q7 Within 1 year before you filed, was any of your property repossessed by a credit... Yes Cavalry SPV I, LLC, Wage garnishment via employer (IL Secret... OK
⚠ KEY MISMATCH: intake key says q6 but this is Form 107 Q7
Q8 Within 2 years before you filed, did you give any gifts with a total value of mo... No -- OK
⚠ KEY MISMATCH: intake key says q7 but this is Form 107 Q8  |  ⚠ Gift dates should be 'various times' not specific ranges  |  ⚠ Distinguish gifts to insiders vs non-insiders
Q9 Within 1 year before you filed, did you have any losses from fire, theft, or gam... No -- OK
⚠ KEY MISMATCH: intake key says q8 but this is Form 107 Q9  |  ⚠ FanDuel/DraftKings = gambling losses  |  ⚠ Undisclosed gambling from bank statements
Q10 Within 2 years before you filed, did you transfer any property other than in the... No -- OK
⚠ KEY MISMATCH: intake key says q9 but this is Form 107 Q10
Q11 Within 1 year before you filed, were any financial accounts or instruments held ... No -- OK
⚠ KEY MISMATCH: intake key says q10 but this is Form 107 Q11
Q12 Within 1 year before you filed, did you have a safe deposit box or did you use a... No -- OK
⚠ KEY MISMATCH: intake key says q11 but this is Form 107 Q12
Q13 Within 90 days before you filed, did any creditor, including a bank, set off or ... No -- OK
⚠ KEY MISMATCH: intake key says q12 but this is Form 107 Q13
Q14 Do you own or have an interest in any property that is potentially hazardous to ... No -- OK
⚠ KEY MISMATCH: intake key says q13 but this is Form 107 Q14
Q15 List the last four tax years before you filed this case in which you were entitl... Yes 2024, Federal (EIC + CTC + withholding), $8,535; 2025, Feder... OK
⚠ KEY MISMATCH: intake key says q14 but this is Form 107 Q15
Q16 Within 1 year before you filed, have you made payments to anyone for counseling ... -- -- Missing
⚠ Always include Abacus Credit Counseling: 17337 Ventura Blvd Encino CA, $25  |  ⚠ Auto-linked from retainer data
Q17 Within 10 years before you filed, did you transfer any property to a self-settle... -- -- Missing
Q18 Within 2 years before you filed, did you transfer any property other than in the... -- -- Missing
⚠ Distinguish from Q8 gifts and Q10 property transfers
Q19 Within 2 years before you filed, did you make any payments or transfers to deal ... -- -- Missing
Q20 Within 1 year before you filed, were any of your financial accounts or instrumen... -- -- Missing
Q21 Within 1 year before you filed, did you have a safe deposit box? -- -- Missing
Q22 Within 1 year before you filed, did you store property in a storage unit or othe... -- -- Missing
Q23 Do you hold or control any property that belongs to someone else? -- -- Missing
Q24 Have you been notified that you may be liable or potentially liable under any en... -- -- Missing
Q25 Have you been notified of a release of hazardous material from property you own ... -- -- Missing
Q26 Are you a party in any environmental judicial or administrative proceeding? -- -- Missing
Q27 Within 4 years before you filed, have you owned, been a partner, member, or offi... -- -- Missing
⚠ Must also trigger if Q2 income from business is yes
Q28 Within 2 years before you filed, have you given a financial statement to anyone ... -- -- Missing
1. Marital/domestic status
Were you married or in a domestic partnership during the last 8 years?
2. Income from employment or business
List each source of income for the last 2 calendar years and YTD.
3. Other income
List any income not from employment (benefits, rental, interest, etc.).
4. Payments to creditors (last 90 days)
List payments totaling more than $600 to any creditor in the 90 days before filing.
5. Payments to insiders (last year)
Payments to relatives, business partners, or corporations you control.
6. Lawsuits, executions, attachments
Were you party to any lawsuits, executions, garnishments, or attachments?
7. Repossessions, foreclosures, returns
Was any of your property repossessed, foreclosed, garnished, or seized?
8. Gifts or charitable contributions
List gifts over $600 or charitable contributions over $600 in the last 2 years.
9. Losses from fire, theft, or gambling
List any losses from fire, theft, gambling, or other casualty in the last year.
10. Transfers of property (last 2 years)
List property transferred other than in the ordinary course of business.
11. Closed financial accounts (last year)
List any financial accounts closed, moved, or transferred.
12. Safe deposit boxes
List safe deposit boxes or storage facilities used.
13. Setoffs by banks or creditors
Did any creditor set off (take money from) your account in the last 90 days?
14. Environmental information
Do you own or operate any property with environmental issues?
15. Tax refunds (last 2 years)
List any tax refunds you are owed or have received.
16. Prior addresses (last 3 years)
List all addresses where you lived in the last 3 years.
17. Spouses and prior names
Has your spouse filed or is your spouse filing? List all prior names used.
18. Prior bankruptcies (last 8 years)
Have you filed bankruptcy in the last 8 years?
19. Attorney fees
How much have you paid or agreed to pay your attorney?
Auto-Linked: Attorney Fees (from Retainer)
Total Fee: $0.00 | Paid: $0.00 | Remaining: $0.00
16. Payments related to bankruptcy or debt counseling
Within 1 year, have you made payments to anyone for counseling or for preparing your bankruptcy case?
17. Self-settled trust or similar device
Within 10 years, have you transferred property into a self-settled trust?
18. Other transfers within 2 years
Within 2 years, have you transferred any property other than in the ordinary course of business or financial affairs?
19. Transfers to pay debts to creditors
Within 2 years, have you made payments or transfers to deal with debts owed to creditors?
20. Closed or transferred financial accounts
Within 1 year, have you closed any checking, savings, money market, or other financial accounts?
21. Safe deposit boxes
Within 1 year, have you kept items in a safe deposit box or similar?
22. Property stored off premises
Within 1 year, have you stored property in a storage unit or elsewhere?
23. Property held for someone else
Do you hold or control any property that belongs to someone else?
24. Notified of being liable or in violation
Have you been notified of being liable or potentially liable under any environmental law?
25. Release of hazardous material
Have you been notified of a release of hazardous material from property you own or have operated?
26. Environmental judicial/administrative proceeding
Are you a party in any environmental proceeding?
27. Business ownership or connections
Within 4 years, have you owned, operated, or been connected with any business?
28. Financial statements issued
Within 2 years, have you provided any financial statements to anyone? (banks, lenders, etc.)
Questions Answered Yes